Payment Policy – Effective January 4, 2025

At Summithato, we strive to provide a smooth, secure, and convenient payment experience for all of our customers. Our payment policy ensures your transactions are processed quickly and safely, allowing you to focus on selecting the best cameras, lenses, and accessories for your photography needs.

Payment Methods

We offer a variety of secure payment options to suit your preferences:

  • Credit/Debit Cards: We accept all major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
  • PayPal: For a fast, secure checkout process, we also accept PayPal.
  • Bank Transfer: Payments via bank transfer are accepted; please include your order ID for quicker processing.
  • Cash on Delivery (COD): Available for local orders in Lugoff, South Carolina, where payment can be made in cash upon delivery.

Payment Processing

  • Credit/Debit Cards & PayPal: Payments are processed instantly, ensuring quick order confirmation and fast processing.
  • Bank Transfers: Payments made via bank transfer typically take 1-2 business days to process after funds are received.
  • COD Payments: Payments are processed at the time of delivery.

Refund and Cancellation Policy

We are committed to your satisfaction. If you need to cancel your order or return a product, we offer:

  • Full Refunds: For canceled orders before shipping or items returned in original condition within 7 days of receipt.
  • Partial Refunds: Available for items with minor defects if you choose to keep the product.

For refund or cancellation requests, please contact us at info@summithato.net or call (803) 438-9241.

Payment Security

We take your security seriously. All transactions are encrypted using SSL technology to ensure your payment information is protected. We also comply with PCI DSS standards to offer an additional layer of protection for every payment you make.

Payment Issues

If you experience any issues with your payment, such as declined transactions or errors, please contact us immediately. Our customer support team is available to help resolve any issues. You can reach us at info@summithato.net or by calling (803) 438-9241 for prompt resolution.

At Summithato, we are committed to providing a secure and efficient payment process, so you can shop with confidence.